ISLAMIC
ECONOMIC GUIDE-LINES
AS
PROPOSED BY
AL-IMAMUL-AKBAR
ALA’HADRAT AHMAD RIDA AL-QAADIRI BARAKAATI t
Written by Prof. Mohammad Rafiullah Siddiqui
(Deputy
Director of Colleges, Hyderabad Region)
Translated
by Prof. M. A. Qadri
(Ex.
Principal Govt. Degree College, Sukur, Sind)
PUBLISHED
BY
IMAM
AHMED RAZA ACADEMY
DURBAN SOUTH
AFRICA
A
BARAKAATUR-RAZA PUBLICATION
COPYRIGHT
RESERVED
Date of
Publication: Rajab 1422 A.H. (October
2001)
Number of
copies: 1 500
Publishers:
Imam Ahmed
Raza Academy
Ahmed Raza
Building
3rd
Floor, 20-22 Lorne Street
Durban. 4001
South Africa
Postal
Address:
P.O. Box 5325
Durban. 4000
South Africa
Phone: (031)
309-3642
Fax: (031)
309-3707
Cell:
083-988-6554
Int. Code:
(27) (31) + Number
Web Site:
www.raza.co.za
e-mail:
raza786@mweb.co.za
ISBN:
0-9584436-6-1
FOREWORD
Economics
and the earning of Halaal sustenance is an important aspect in our everyday
lives. As Muslims we ought to be acutely aware of how we generate an income and
how we spend it for we will be answerable to Allah Y,
the All-Knowing, for all our actions.
Today,
unfortunately, the state of economics within Muslim nations is in disarray and
in shambles. The reasons for this are many, perhaps a lack of vision and failure
to implement an economic plan for Muslims to prosper and achieve independence.
Muslims have become slaves to the economic ideals of the West whose entire
system is based on borrowing and interests.
Economist
and Industrialists and businessmen and businesswomen should acquaint themselves
with the dictates of Shari’ah regarding economics and not blindly follow their
own whims and fancies to their economic and spiritual detriment, as did the
early Muslims of India and Pakistan. They did not heed the advice given by the
great Mujaddid of Islam, A’la Hadrat Imam Ahmed Rida Qaadiri t,
and consequently, they suffered great economic loss.
This
book, written by the great Imam Ahmed Rida al-Qaadiri t,
gives the reader an insight into how we should organise and manage our financial
affairs so that we may legitimately prosper. The economic theory proposed by him
is simple, but if sincerely implemented, could once again cause the rise of
Muslim nations and bring stability and hope. It can be applied to Muslims living
as minorities in non-Muslim countries. The details of his economic vision centre
around four basic strategies:
The
Imam Ahmed Raza Academy (South Africa) expresses
its gratitude to Prof.
Mohammad Rafiullah Siddiqui (Deputy
Director of Colleges, Hyderabad Region) for his enthusiasm in the life and works
of Imam Ahmed Raza al-Qaadiri t. May Allah Y bless Prof.
for this scholastic endeavour. The Sunni Muslim are also endebted to Idara-I-Tahqeeqat-e-Imam
Ahmed Raza of Karachi
for dedicating itself to the upliftment of the mission of Imam Ahmed Raza
al-Qaadiri t.
May the Sublime Lord of Mercy Y shower
His Infinite Mercies upon all those souls who strive for the promotion and
upliftment of the pristine teachings of the Great Imam and Mujaddid of Islam t.
Valuable
information is contained in this book for a Muslim who is serious about business
and economics.
May
Allah Y,
Most High, Guide us all in our transactions. Aameen.
(Publications
Department – Raza Academy)
11
Rajab 1422 A.H.
29
September 2001
Imam
Ahmed Raza al-Qaadiri t
is a unique personality of the present Century.
One who is an erudite like him can fully appreciate him.
When Muhammad Rafiullah Siddiqui, Professor of Economics, read the
economic guidelines of the Moulana t,
he extolled him. The first quarter of this century was a turbulent period when
the great “Ulema” and leaders could not maintain their balance.
In such a stormy period, Imam Ahmed Raza al-Qaadiri t presented
four principles for the economic welfare of Muslims entitled “TADBEERE
FALAH-O-NIJAT-WA-ISLAH”. These four are important even today.
Something has been said about these guidelines in this monogram.
The
economic viewpoints of Imam Ahmad Raza Khan t
like that of a true Muslim resemble Nizam-e-Mustafa.
The Quranic verses tell us that the aim of human life like that of
quadrupeds are not solely eating and drinking, but it is to follow the
commandments of Allah I
in this life. The obedience of
Allah I is a must in
all spheres of life, be it Articles of Faith of Acts or Economics or Politics.
And obedience to Allah I
is impossible without obedience to the Holy Prophet e.
The
essence of the teaching of Imam Ahmad Raza t
is that obedience to Allah t
should emerge from obedience to Muhammad e.
Then you will become free from the anxiety of earning your bread.
Allah I
says in the Holy Quraan, “We have apportioned among them their
livelihood in the life of the world”. And
there is not a single living creature on Earth whose sustenance thereof depends
on Allah (chapter 11/1)
In
the beginning of the present century controversy was rife whether India is “Darus-Salaam”
or “Darul-Harab”. A
group of Ulema declared India to be “Darul-Harab”.
Due to this Fatwa:
1)
It became necessary for the Muslims to migrate from India to other
countries,
2)
Usury business was allowed with the Hindus of India.
Hijrat movement caught momentum.
Thousands of Muslims sold their properties on nominal rates and migrated
to Afghanistan. When they returned,
they were penniless. Interest is a curse that spreads poverty and penury.
Interest vitiates the nobility of man.
Compound interest makes human life abjectly miserable.
The Muslims were already burdened with the interest of the Hindus.
This fatwa made the situation still worse.
Imam
Ahmed Raza al-Qaadiri t
said that India was “Darus-Salaam.”
If this fatwa was accepted, the Indian Muslims would not have suffered
the privations caused by hijrat, nor the Muslim nation would have suffered from
the curse of interest. The Moulana t
in his book “KIFLAL FAQIHAL FAHIM FI QARTAS-AL-DRAHIM” (The
position of currency note and its related matters according to Sharee’ah) has
suggested such devices which benefit the Muslims without interest business.
Beggary is a great national curse. It
is not only the height of mental interia, but is a great problem for the entire
nation.
Imam
Ahmed Raza al-Qaadiri t
has strongly condemned beggary in his pamphlet “KHAIRAL AMAL FI HUKM
AL-KASAB WA ASSOAL SUWAL” and has emphasized the importance of hard
work and legitimates ways of earning ones livelihood, which opens the doors of
individual and social property.
It
is necessary for the intellectuals of Ahle Sunnat to popularize the service of
Imam Ahmed Raza al-Qaadiri t
and the other Ulema to the nation.
Allama
Mohammad Abdul Hakeem Sharf Qaadiri
1
Ramadaan 1397 A.H.
O
The
research work Dr. Muhammad Masood Ahmad has done on Imam Ahmed Raza al-Qaadiri t Bareilly is
well known. In the course of his
research work Dr. Masood Ahmad focused his attention on his Economic Guidelines
of Imam Ahmed Raza al-Qaadiri t
which he enunciated in his pamphlet “TADBEER-E-FALAH-O-NIJAT-WA-ISLAH”
which was published from Calcutta in 1912/1331 AH. The details of these guidelines are as follows:-
1)
Excepting those matters in which the state is intervening, the Muslims
should settle their conflicts by mutual consultation, so that thousand of rupees
which are squandered in unnecessary litigation may be saved.
2)
The rich Muslims of Bombay, Calcutta, Rangoon, Madras and Hyderabad-Decan
should set up banks for their Muslim brethren.
3)
The Muslims should not purchase anything from non-Muslims.
They should have business dealings with Muslims only.
4)
They should be emphasis on the spread of Ilm-e-Deen (Islamic Teachings).
Apparently
these four points or guidelines are brief but Dr. Masood Ahmad has entrusted the
task of elucidating these guidelines to me as a humble student of Economics.
This task is stupendous. Despite
my twenty years teaching experience, I think my knowledge is limited.
In spite of my limitations, I have made up my mind to explain these
guidelines to the best of my ability. Allama Iqbal says: Indeed these are
the guidelines of a Moh’min who was saturated with the love of the Holy
Prophet e.
Before
discussing these guidelines, I would like to say something by the way of
Preface. In 1912 when these guidelines were published, the study of Economics as
a distinct subject was not common. In
other developed countries of the world like England, America, France, and
Germany a special group of intellectuals was engaged in acquiring knowledge of
Economics.
There
is no doubt that regular books on Economics were being published, but the masses
were not interested in this subject. The
students used to avoid this subject, considering it to be dry.
The
tremendous increase in the importance of Economics after the First Great War and
particularly the Great Depressions of 1929-30 is unprecedented in the history of
development of social science. The
number of students of Economics in American University and colleges was very
small. The girls particularly avoided studying Economics.
But after 1940 the conditions changed radically and there was a great
increase in the number of the students of Economics.
Now the American experts are thinking of introducing the study of
Economics at the primary stage.
It
goes without saying that the Great Depression (1929-30) gave a great impetus to
the study of Economics in the masses and the Governments.
The classical theories existed for the control of depression, but the
Great Depression falsified these theories.
The need was felt for a new theory, which could help in combating
depression. In 1936, J.M. Keynes,a British Economist published his book,
“THE THEORY OF EMPLOYMENT, INTEREST AND MONEY” which triggered a
revolution in Economics thinking in the world.
Keynes theory enabled countries to overcome slump and depression.
Keynes was made a lord in recognition of his new theory.
The
readers should note that the new economic theories were developed after 1930.
It is rather surprising that Imam Ahmed Raza al-Qaadiri t
anticipated the new economic developments in 1912. If rich Muslims had paid attention to the guidelines of Imam
Ahmad Raza al-Qaadiri t
since 1912, the economics condition of the Indian Muslims would have improved a
lot.
Now
let us discuss these guidelines in detail.
In my opinion the first three guidelines are concerned with the spirit of
new economics and the fourth one is concerned with the spread of Islamic
Studies.
“Excepting
those matters in which the Government intervenes, the Muslims should settle
their disputes by mutual consultation so that thousands of rupees which was
spent on litigation may be saved (for economic development).
The
key point in this guide-line is saving. Our
Holy Prophet e
condemned prodigality over 1400 years ago.
The Modern economics condemn loose spendin; they emphasize that
unproductive expenditure is fruitless. If
we study the economic life of the Indian Muslims in 20th century
prior to the establishment of Pakistan, it will become crystal clear that during
that period the Indian Muslims squandered thousands of rupees in litigation.
The Muslims constituted only 14% of the population of the UP.
They were well to do Muslim Landlords (Zamindar) but litigation was their
popular past time. One of my near
relatives who was a zamindar used to visit us over a period of twelve years in
connection with litigation with his brother-in-law.
After partition of India into Bharat and Pakistan, Vallabh Bhai Patel
abolished zamindari and ruined the Muslim zamidars.
Then agrarian litigation died a natural death.
The
first guideline makes it clear that Imam Ahmad Raza al-Qaadiri t
did not like expenditures on litigation. Litigation
sowed the seeds of discord among Muslims. Secondly,
the millions of rupees which were spent on litigation,if saved, would have
ameliorated the economic conditions of the Indian Muslims. These expenditures
was unnecessary. Litigation could
be avoided if the spirit of consultation and cooperation was allowed to prevail
between the disputants. In that
case the money of Muslims would not have enriched others.
Imam
Ahmad Raza al-Qaadiri t
stressed the need for savings in 1912, because he was sure that it was the best
means of removing the poverty of Muslims. He
advocated curtailing unnecessary expenditure and using the money thus saved on
the economic rehabilitation and welfare of the Muslim masses.
In 1936 Keynens enunciated his theory of employment and money, and
strengthened the foundations of a new or macro-economics.
The most important variables of his theory are savings and investment.
He maintains that to secure equilibrium in the economy, savings and
investment should be equal. If
there is dis-equilibrium in the two variables, the economy will become prey to
slump or inflation and both these situations are harmful from a political,
economic, inflation, and social point of view.
The great depression of 1929-30 exploded the Governments policy and
laissez faire was falsified by economic fluctuations.
Keynes advised the Government to fully intervene in the economic affairs
of their respective countries to check slump and bring about quick economic
recovery and prosperity. So the
Governments took full part in economic rehabilitation and development and thus
trade cycle was curbed.
The
present is the epoch of economic planning.
USSR is the pioneer in the field of economic planning in the world.
The plans are generally drawn for 5-year periods.
Now
backward and under-developed countries are engaged in economic planning through
the five-year plan. The funds for the completion of plans are derived from two
sources:
1)
National savings.
2)
Loans. If national savings are inadequate, the developing countries have
to depend on foreign loans and grants.
The
third method, of financing the development program consists in the issue of
inconvertible currency notes by the Central Bank of the country.
But this method increases inflation which if uncontrolled results in
economic crisis or depression.
So
the easiest and the best way is to encourage national savings.
The level of savings is low in the developing countries because the
income of people is low. Moreover
if there is an increase in individuals income, it is spent on procuring durable
consumer goods. According to an
estimate of the economist the rate of saving in most of the under developed
countries is 5 to 8 percent, whereas in developed countries it ranges from 15%
to 18% of the national income. The
developing countries should augment their savings to 15% to accelerate the pace
of economic development.
We
have already seen that according to Keynensian equation S=I, if savings are
increasing, then investments will also increase.
In 1950, Colin Clark an American Economist suggested that Bharat, China
and Pakistan each should save 12% of their national income for economic
development purpose. The developing
countries including Pakistan are floating various savings schemes to accumulate
funds for economic developments. National
saving is the key to economic development.
Now
the discerning minds should keep in view this environment.
In 1912, Imam Ahmad Raza al-Qaadiri t
had advised the Muslims to shun unnecessary expenditures and save as much as
possible. At present, the
Government is also urging the people to save to the maximum limit.
Now, would you not recognize the economic farsightedness of Imam Ahmad
Raza al-Qaadiri t?
Would you not be convinced of the fact that the discerning eyes of Imam
Ahmad Raza al-Qaadiri t
were visualizing the future very clearly. Keynes
won the title from the British Government for discovering a thing which Imam
Ahmad Raza al-Qaadiri t
had already published in 1912. It
is a pity that the Muslims did not pay any heed to this fact.
SECOND
GUIDELINE
Now let us come to the second guideline.
Imam
Ahmad Raza al-Qaadiri t
said the rich Muslims of Mumbai, Calcutta, Rangoon, Madras and Hyderabad, Deccen
should establish banks for their Muslim brethren.
This
guideline is so important from the economic point of view that we can not help
recognize the economic insight of Imam Ahmad Raza al-Qaadiri t.
In 1912 there were a few banks in the bigger cities of India. The English or Hindus owned them. Up to 1940, there was no Muslim Bank in India.
It was not an easy task to assess the importance of banks in 1912, but
importance of these future financial institutions could not escape the attention
of Imam Ahmad Raza al-Qaadiri t.
So he appealed to the affluent Muslims to set up banks for the Muslims.
It goes without saying that Imam Ahmad Raza al-Qaadiri t
aimed at banking without interest or interest-less banking.
The
banks play an important role in sustaining the economy of a country.
Credit is the life blood of commerce and the banks provide it. The banks collect the small savings of the people and make
them available for investment in productive channels. We cannot think about a viable economy without banks.
That is why the present economic system is called the compound interest
system i.e. a system based on compound interest.
Finance
holds the pivotal position in economic planning.
No economic plan, whatever its size, can be completed without funds.
It is the duty of the banks in a planned economy to minimize the paucity
of funds from the economy and encourage investments. The banks perform two functions:
1)
They collect large and small savings of people.
2)
They lend these funds to those persons who invest them in productive
channels i.e. in the production of such goods and services as assist in the
production of wealth in the future.
Thus
the importance of banks in the modern era is well established.
Quaid-e-Azam was a farsighted statesman.
He realized the importance of a Muslim bank for the economic development
of Muslims long before establishment of Pakistan.
He deplored the absence of Muslim banks.
Being moved by the persistent exhortations of Quaid-e-Azam, Sir Adamjee
Daud and Mirza Ahmad Isphani who were counted among the leading capitalists of
the undivided India, set up the Muslim Commercial bank, in Calcutta on the 9th
July1947. After partition of India
the Head office of this band transferred to Pakistan. At present, this bank is playing an important role in the
economy of Pakistan through its numerous branches.
The
modern financial experts have enumerated two types of savings,
v
Savings and
v
Hoarding.
If an individual saves twenty rupees out of his monthly income of Rs100- his monthly saving will be Rs20-. Similarly, the nation saves. If national income exceeds national expenditure, the result is national saving.
The
individuals can deposit their savings in the banks or invest them in some
National Saving Scheme. This is
called saving proper. But if the
persons keep their savings to themselves, it is called Hoarding.
As
long as persons deposit their savings in banks or invest them in some national
saving scheme, the economy will remain balanced.
But in the case of hoarding of savings, the economy will become
unbalanced. As Keyne’s equation’s saving = Investment will be
disturbed, the economy will become prey to inflation or slump. It will increase unemployment and unutilized economic
resources. This will result in
several social evils.
At
present the importance of savings and banks has become universal.
In 1912 when economic literacy was very low, who knew that after 30 or 40
years savings or banks will acquire so much importance.
Imam Ahmad Raza al-Qaadiri t
had peeped into the future. He not only advised Muslims to refrain from prodigality, but
also persuaded them to save. He
also appealed to the rich Muslims to set up banks in which the Muslims could
deposit their small savings and wherefrom the accumulated funds may be lent to
the competent Muslim Industrialists so that they could compete with the Hindu
Industrialists in the industrial and commercial fields.
Pakistan
came into existence on 14th August 1947.
The Hindus were sceptical about its economic viability. It was a fact.
The Pakistan treasury was empty. The
Muslims had no experience of industries and banking.
There was and economic vacuum which had to be filled despite the odds. Gradually with the grace of Allah I
the difficulties were surmounted and Pakistan was put on the road to
development.
I
think that in 1912 if some farsighted Muslims had acted on the advice of Imam
Ahmad Raza al-Qaadiri t
then the economic history of the Muslims in India would have been different and
Pakistan would not have faced such bleak economic conditions.
Such deep thinking and such guidelines, which were pregnant with far
reaching consequences, were beyond the reach of an ordinary mind.
It was the feat of Imam Ahmad Raza al-Qaadiri t
who advised the wealthy Muslims to set up Muslim banks so as to better the
economic lot of Muslims. Quaid-e-Azam
also repeated the same thing in 1946. If
in 1912 a few Muslim capitalists like Sir Adamjee Daud and Mirza Ahmad Isphani
had responded to the call of Imam Ahmad Raza al-Qaadiri t,
the economic future of Muslims would have improved considerably.
And the economic consequence of this progress would have proved
beneficial not only for the Muslims of the Indian sub-continent, but also the
Muslims of the world would have reaped its benefits.
Now
we refer to the third guideline of Imam Ahmad Raza al-Qaadiri t
which is, the Muslims should not purchase any thing from anybody except the
Muslims.
How
important is this guideline? Also
take stock of present day world’s economic order.
It is a pity that the Muslim neither understood this golden rule, nor
acted upon it. But after the Second
World War the war affected countries of Western Europe adopted it and at present
these countries are most prosperous in the world.
During
Second Great War, as a boy I saw the following couplet written on the shops of
Muslims at Lucknow.
If the Muslim desires an
honorable life in India, he should always purchase every article from a Muslim.
This
couplet seemed to be an echo of the third guideline of Imam Ahmad Raza
al-Qaadiri t.
This couplet impressed me very much, but I saw the well-to-do Muslim
purchasing various things from the shops of Hindus at Lucknow.
At that time there were economic experts among Muslims, but all of them
took their clue from the western economists.
They were absolutely unmindful of the fact that one of their servants was
telling them about useful economic facts but none seriously thought about the
third economic guideline, nor understood it, nor sought its clarification. If
some Muslim economist had explained the far reaching consequences of this
guidelines, the Muslims, in India, would not have been economically inferior to
other nations.
Whether
international trade should be free or protected is an old controversy. Leading
economist of Europe and America have advanced arguments for and against
protection. Adam Smith, the father
of economics was the greatest advocate of free trade.
Free trade means that there are no restrictions on the import and export
of goods and services between the various trading countries or they are nominal.
On the other hand, protection consists in protecting nascent national industries
against foreign competition by the Government. Adam Smith’s book “An
Inquiry into the wealth of nations” was published in 1776.
In 1791 Alexander Hamilton an American statesmen strongly advocated the
policy of protection and opposed free trade policy. Fredrick Fist of Germany gave cogent argument in favour of
protection. The most important
argument advanced for protection is that protecting nascent industries against
foreign competition. In the absence
of protection the new industries may succumb to the blast of foreign
competition. Another argument is
that national wealth circulates in the country and augments business
transactions. I want to say
something in the light of the third guideline of Imam Ahmad Raza al-Qaadiri t.
The
war of independence of 1857 put an end to the Muslim Empire in India and the
British entrenched themselves in India. By
1912, the British Empire had become very strong in India.
Nobody could think that the British would quit India after 35 years. Now the Muslim had no regime of there own, but the Muslim
nation still existed who knew what it had lost.
The Muslim leaders had to evolve suitable policies for the social,
religious and economic regeneration of the Muslim. The Muslim leaders were active in educational, political, and
social spheres, but nobody did anything to remove the economic backwardness and
poverty of Muslims. At this
critical juncture Imam Ahmad Raza al-Qaadiri t presented his
economic guidelines, but unfortunately the Muslim did not pay any heed to them.
The educated Muslims were looking towards the west for guidance.
They were oblivious of the fact that Allah I
had sent a man in their midst by following whose suggestions the Muslims would
have extricated themselves from penury and would have started living an
honorable economic life.
In
my opinion the third economic guideline is most important.
He wanted to give economic protection to the Muslims.
The Hindus were much ahead of the Muslims in the field of trade and
business. The Hindu bannias wanted
to maximize their profit. The
Muslim had no business experience. If
the Muslims ventured into business, the Hindus tried their utmost to oust them
from business. Non-patronization by
Muslims also hastened their ruin. Imam
Ahmad Raza al-Qaadiri t
knew all these trends. The only solution consisted in the Muslims patronizing
Muslim traders and shopkeepers and all business transactions should be
carried out among the Muslims. The
position of the Muslim businessmen and shopkeepers resembled the nascent
industry, which is to be protected against ruthless foreign competition.
The Muslims must patronize the Muslim shopkeepers who wanted to prosper
in the business field.
What
would have been likely economic results if the Indian Muslims had acted on the
suggestions of the Mujaddid of Islam? The money of Muslims would have gone to
the Muslim shopkeepers who would have made more purchases from the Muslim
wholesalers. The Muslim wholesalers would have purchased more goods from
the Muslim manufactures who would have produced more to cope with the increased
demand. Economic resources like
land, labour and capital are required to produce more foods.
Increased production would be provided to the unemployment Muslim labour.
With an increase in their incomes, their effective demand would have
increased. This would have brought
the spiral of prosperity for the Muslims. The
question arises where the Muslim industrialists could get the capital.
The answer to this question is hidden in the first two guidelines of Imam
Ahmad Raza al-Qaadiri t
that the Muslims should save and the wealthy Muslims should establish banks
which provide funds for productive projects.
Effective
demand plays a vital role in the Keynesian theory of Employment, interest and
money. And the idea of effective
demand is clearly present in the third-guide line of Imam Ahmad Raza al-Qaadiri t.
But entire credit goes to Keynes. We
praise the western economists while we are quite oblivious of the suggestions of
our eminent servant. It is most
deplorable.
Now
let us see how far the western world has acted upon this guideline of the great
Mujaddid t
after the Second Great War. The
countries of Western Europe like Germany, France and Italy were completely
ruined due to the war. Germany and
Italy were completely destroyed.
After
the European Common Market was formed between the countries of Western Europe as
a result of Rome Treaty, West Germany could not rehabilitate its economy
single-handed. It was the time when
the USA was dominating the world politics and the Dollar was unrivalled as the
world currency.
The
idea underlying the formation of the European Common Market was the same as
hinted by the Great Mujaddid t
in his third-guide line i.e. the Muslim should not purchase anything from
any-body except the Muslim. According to the Rome Agreement, the member countries would
produce those articles in which they enjoy comparative advantage over other
countries. The member countries
would deem themselves to be a unit. The trade between the member countries would
be free and unrestricted. There
will be no restriction on the mobility of the factors of production.
Imports will be heavily taxed and export will be encouraged to the
utmost. Those commodities, which
the member countries can produce, will not be imported from abroad.
Business transactions would be mostly amongst the member countries.
At
the inception of the E.C.M even the members were not sure of its success.
But with the lapse of time this institution blossomed into a very
powerful economic institution. The
economy of the members was stabilized on very solid grounds.
The financial position of members became very strong.
We saw that the position of the American Dollar in world market became
less important and German Mark became the strongest currency of the world.
The
phenomenal success of the European Common Market gave birth to a new branch of
economics, which is called the theory of economic integration.
Much has been and is being written about it.
Being
impressed with the splendid success of the E.C.M ten countries formed the
European Free Trade Area (EFTA) but it could not be successful.
The agreement between Iran, Turkey and Pakistan was on the same lines but
it was not successful. A conference
of the three member countries was held on April 26th 1976 in Izmeer,
Turkey to make RCD a success, but so far no positive results have come to the
surface. If the three countries try
to revive this institution, it can be successful to the benefit of the member
countries.
The
upshoot of this discussion is that if the Muslim has acted sincerely on the
suggestions of Imam Ahmad Raza al-Qaadiri t,
they would certainly have the same success as attained by ECM.
One of our great servants had lighted the torch of economic progress. We had to find out the path of progress in that light, but
unfortunately instead of following the way shown by the great Mujaddid t,
we completely ignored him. We can ascribe our failure to follow the path shown by the
great Mujaddid t
to our misfortune or lack of far-sightedness.
Or the national leaders became so much engrossed with social, educational
and political reforms that they did not give requisite attention to the economic
rehabilitation of the Muslims, which is really astonishing and regrettable,
although in 1912 Imam Ahmad Raza al-Qaadiri t
had shown the beacon light for the economic betterment of the Muslim community.
The
fourth guideline of the great Mujaddid t
is not concerned with economic reform, but its importance is great in itself. He
said:
We
should popularize Islamic learning and spread it among the Muslims[1]
This was the period when
the educational reforms of Sir Syed Ahmad Khan were influencing the Muslims who
were trying to imbibe western learning. The
acquisition of the English Education was a good thing in itself.
Our Holy Prophet e
has emphasized the acquisition of knowledge by the Muslim.
But the thing that was harmful and which Imam Ahmad Raza al-Qaadiri t
had felt that very tie was that the young generation was becoming attracted to
the western culture along with English education which was highly abominable and
objectionable. Imam Ahmad Raza
al-Qaadiri t
had realized that if the Muslims gave up religious education, they would lose
their Islamic identity and individuality. The
new civilization will wreck their unity. Their
condition will resemble the following couplet.
They could neither find
Allah I,
nor the company of their beloved. They
were left utterly disgruntled.
Akbar
Allahabadi had felt this trend. He
admonished the Muslims through his poetry that they should not forget their real
position. Your most precious
treasure is your religion and culture. But
the intoxication of reform was so deep that the Muslim did not pay any heed to
this crucial problem. Akbar
Allahabadi said in his couplets.
When Syed met the people
with the Gazette, he collected
lacs of rupees.
The Shiekh showed the
Quraan, but he could not get a single paisa.
And that:
The enemies have lodged a report in the Police station
that Akbar takes the name of Allah I in this epoch.
The
Western civilization misguided the young men so profoundly, that they strayed
from their religion,culture and society and the English succeeded in their
nefarious designs.
The
alienation from religion palpably jeopardized the separate identity of the
Indian Muslims. But when
Quaid-e-Azam wanted to unite the Muslim on one platform in the name of Islam,
they gathered like moths around him. Islamic thinking and affinity was ingrained in the Muslim,
which culminated in partition of India.
The
Muslim got a new country, which came into existence because of the fact that the
Muslims were a separate nation. Their
religion, culture and customs are quite different from those of the Hindus.
It is a pity that a separate state was acquired in the name of Islam, but
those at the helm of affairs did not any effort to introduce Islam in Pakistan
in the real sense. It was imperative to transform Pakistan into a truly Islamic
state. Islamic education should
have been imparted to the young generation. They should have been told why the Muslims of India had
struggled for Pakistan and why great sacrifices of life and property were given.
But unfortunately attention was diverted from this issue.
The race for political power started.
The foundations of Pakistan had not yet become strong that the country
became a prey to political turmoil. The
neglect of religion proved to be highly harmful.
We identified ourselves with provinces, forgetting that we are simply
Muslims First and Last.
The
basic reason behind that calamity that befell our country was our neglect of
religion. If Islamic education was
stressed right from the beginning, we would not have witnessed these ominous
days. Today it is most essential to
bring the strayed new Muslim generation back to Islam by means of Islamic
education, Islamic culture and history. If
efforts in this behalf are initiated in the right earnest, it is likely that new
generations may regain its Islamic identity.
According to Allama Dr. Muhammad Iqbal: This soil is very fertile,
if it is slightly wet.
The Imam Ahmed Raza Academy is an organisation
that was established on the 5th of July 1986 (1406 A.H.) in South Africa with
the sole purpose of serving the Muslim community and to provide some form of academic and spiritual direction to the
Muslims.
The organisation has been
named after the great Muslim scholar and Saint, Imam Ahmed Raza Khan
Bareilvi t,who
lived in India between 1856 and 1921, and was popularly known as
"Imam Ahmad Raza al-Qaadiri" in the Islamic world. Imam Ahmad
Raza al-Qaadiri Imam Ahmed Raza Al-Qaadiri t
achieved the status of a versatile scholar and obtained
a high distinction in over 50 branches of learning. On his visit to Makkatul
Mukarramah and Madinatul Munawwarah, Imam Ahmed Raza Al-Qaadiri t
was treated with great dignity
and was conferred the title of "Imam-e-Ahle-Sunnat"
by eminent Ulema. He was also hailed as the Mujaddid or Revivalist of the Century. He acted as a shield against
those who wanted to assault the principles of the Ahle Sunnah Wa Jamaah.
As a devout Sufi, Imam
Ahmad Raza al-Qaadiri Imam Ahmed Raza t was awarded the Ijaazah and Khilafat
(Certificate of Spiritual Successorship) in the Qaaderiya Silsila
(Order), as well as in 13 other branches of Sufism. As an author, Imam
Ahmed Raza Khan Al-Qaadiri t
has left to his credit more than a 1 000 books on 50 different subjects ranging
from Tafseer, Logic, Grammar, Literature, Islamic Jurisprudence,
Education, Sociology, Astronomy, Mathematics, Physics, History, Science of
History, Engineering, Biographies, Philosophy, Mysticism to Persian, Arabic,
Urdu and Hindi Literature.
The key aim of the Imam
Ahmed Raza Academy is to promote and propagate the teachings of the Ahle
Sunnah Wa Jamaah. In order to
achieve this key objective we have dedicated ourselves to translate, compile,
publish and distribute useful Islamic literature, books, magazines, brochures,
periodicals, newsletters, pamphlets, etc. with special reference to the
teachings of Imam Ahmad Raza al-Qaadiri Imam Ahmed Raza Al-Qaadiri
t and his Successors t In this age of immorality and emergence of
corrupted Sects claiming to be the beacons of salvation, it is our
responsibility to save our society from such wickedness and adopt the correct
perspective of Islam based on the teachings of the Ahle Sunnah. A vital
ingredient in this work is the publication of Sunni literature in English
– to which we have committed ourselves.
We are presently offering a variety of services to
the community on a daily basis, from being a centre for imparting Islamic
education for our children - to issuing Fatawa (Legal Islamic Decrees).
At the same time, in the last few years, we have also developed as an
organisation laying emphasis on the publication of Sunni literature for
the community and have thus far to our credit a regular newsletter – “Raza”
and numerous titles of authentic Sunni books, and we will,
Insha-Allah, be adding more titles each year. We have already
designed a set of madressa textbooks that are being implemented locally
and, we are proud to add that these textbooks have gained international repute.
We have also developed a web site (www.raza.co.za)
which is highly information based and is continually being updated.
We need your help not only
to retain but promote our Ahle Sunnah Aqaa’id at a time when we
are surrounded and bombarded by non-Sunni publications, which have
corrupted our Aqeeda and have made deep inroads in the minds of the
youth. All such activities in Islam that helps in promoting Islam
constitute an act of Jihad for which there will be an enormous reward.
The celebrated Saint, Hadrat Sheikh Sirri Saqti t
said, “That person can never become perfect until he does not give
preference to Deen over his personal desires.”
The Imam Ahmed Raza
Academy is an organisation that relies solely on the assistance and Wasila
of Sayyiduna Rasoolullah r
and the Fuyooz and Barakaat of the Awliya
Allah, and the support of our
well-wishers. Our vision for the future and our dedication to the mission of Al’a
Hadrat Imam Ahmed Raza Al-Qaadiri t has a significant contribution to be made
locally and in the world - a world in which, we pray, that Sunni Islam
dominates. Insha-Allah!
General Secretary
[1]This guideline is also connected with economics in the sense that the action on the first three guidelines would have resulted from religious consciousness and affinity. And Islamic learning is essential to create Islamic consciousness in the Muslims. So this guideline is also related to the Islamic economics.